K
KraftyPg
Guest
Any roadworthy issue can be a problem when it comes to claiming insurance.
Any roadworthy issue can be a problem when it comes to claiming insurance.
To rely on an exclusion clause, or your failure to comply with a condition, the insurer has to show:
1. That the relevant clause applies (for example, the insurer may have incorrectly recorded the date of birth of the driver and so believes, wrongly, that the driver was under 25 years old).
2. That the condition or exclusion is relevant to the loss or, to put this another way, that there is a connection between the conduct or circumstances specified in the conditions and exclusions and the loss or damage suffered. This requirement is contained in Section 54 of the Insurance Contracts Act.
Section 54 states that the insurer cannot refuse to pay a claim because of some act by you unless the insurer’s interests have been prejudiced by that act.
Some examples of where you may be able to rely on Section 54 are:
1. Car tyres became unroadworthy. The car was involved in an accident where you were run into from behind. The insurer cannot rely on the unroadworthy nature of your tyres to avoid paying because the car tyres did not contribute to the accident.
2. A car had been vandalised in a car park. The insurer refused the claim because the car had been modified and the insured had not notified the insurer of the modifications. The insurer still has to pay the claim (but may not have to pay for the replacement of the modified parts if they cost more than the standard parts and accessories for the vehicle).
No it doesn't have to be proven to have done squat.
Any insurance company is within their rights to refuse a payout if the car is unroadworthy as knowingly driving an unroadworthy car or modifying it such that it is unroadworthy is a breach of your insurance terms. It's got nothing to do with blame, that's for the coppers to sort out.
Errr? What?
So the people running HID globes risk not getting paid out for a daytime accident as well (I could understand an accident at night)? EGR block???
I'm not for cat removal, but as if insurance companies would give a toss.
NO,
but when the EPA sits here reading this and other forums and then starts a campiagn with roadside testing of 4WD's for missing pollution gear and rotten exhaust emissions, that may make some wonder
i gen see this opening up a green debate
ive taken plenty cars for a pink slip and never had the cat checked tyres lights horn breaks thats about it and i cant see the epa pulling over a car thats in good shape just to ckeck if it has a cat or not. you wont blow any more smoke with or without so ill run the risk of a fine i already have my excuse ready, it was like it when i got it and it passed rego inspection.
diestal fumes have never hurt anyone, QUOTE]
I would say your very very wrong there and need to get your facts right,
and NO i dont work for the EPA and it seems you got no idea on what and who reads this forum and how the EPA works...I just know about reality and dont live in fairy world.
Sorry cldnt be arsed reading whole thread. Any opinions on which brands of 2-stroke, mix ratios? I got half a tank in me zd30 d22 and think i'll head down to supercheap and try this out. Let yas know how it goes.
Lawn-mower grade oil is really, really bad to use. It has a high ash content, which will leave deposits all over the place, inside the cylinders, exhaust ports and all the way down the exhaust.
I've only used two brands. Valvoline seemed to do very little and I wasn't impressed by it at all, although truth be told the effects are very subtle and a slight variation in fuel quality could change the perception.
The other - and the one I have noticed a difference with, and continue to use - is Castrol Activ 2T. It's JASO-FC rated - very low ash - so it shouldn't leave deposits in your engine/exhaust.
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