No dramas at all, there are members here from all walks of life.
I don't know anyone in Brisbane, there used to be a place in Caboolture that worked on 'em.
Not all D40s had timing chain issues. My own are fine at 380,000km but I do very regular oil changes, and actually had the last one done 1600km into the service period because I had a warning about low oil - now this turned out to be a broken wire to a sensor, but just in case, I had them flush the engine and fit a new filter and put fresh oil in anyway.
There's a significant difference in cost between replacing a gasket and replacing the timing chains. I cannot argue that in some cars, the chains do have issues which may be related to the tensioners not keeping the chains taut. If money weren't a problem you'd just throw it at the car to make sure it was reliable (and then keep up the oil changes, which is vital).
Pulling the timing cover off will reveal whether there's an issue with the chains, sprockets and tensioners. I guess it's up to you: do you want to simply not have to worry at all = change the chains, or potentially save some cash and inspect first?